Mercato
Argentina - Costa Rica
MERCATO turns purchase orders into programmable working capital, investors fund suppliers directly through smart contracts, and SMEs repay transparently on-chain
Tags
market
Demand In Latin America, over 70% of SMEs lack access to working capital financing, creating a funding gap exceeding US$90 billion. Many operate with confirmed demand but face cash flow mismatches of 30–90 days between paying suppliers and receiving revenue.
Size (TAM) The global Supply Chain Finance market exceeds US$2 trillion in annual transaction volume and continues to grow as trade digitization increases.
Achievable Share (SAM/SOM) MERCATO initially focuses on productive SMEs in consumer goods sectors (food, textiles, light manufacturing) operating within regional trade ecosystems. These companies have verified purchase orders but experience short-term liquidity constraints that prevent supplier prepayment.
By targeting structured, asset-backed working capital cycles, MERCATO addresses a defined, high-frequency financing use case before expanding into broader trade finance segments.