Pacto

Costa Rica

Decentralized on/off ramp p2p exchange on Stellar. It leverages Trustless Work escrows to "lock" stablecoins while the off-chain transaction happens.

unique_value_proposition

Grassroots-first design: Enables educators, SMEs, and leaders to monetize their trust networks.

Programmable escrow security: Non-custodial, transparent, role-based logic instead of opaque custodians.

White-label merchant pages: Merchants control their customer relationship (vs. Binance’s competitive marketplace).

Volume-driven economics: Low fees, scalable to small-value transactions that centralized ramps can’t serve.

TAM (Stablecoins): $2T monthly stablecoin volume globally, growing fast.

SAM (LATAM Stablecoin Flows): Billions annually in remittances, freelancer payments, and OTC trades.

SOM (Initial Beachhead): Community leaders and SMEs in Latin America handling $5K–$25K daily OTC flows.